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Child Benefit

Any parent, regardless of earnings or National Insurance contributions, can claim Child Benefit. The tax-free payments are currently £17.00 a week for your first child and £11.40 a week for any other children. You should start claiming Child Benefit within three months of your baby’s birth as your claim will not be backdated for by more than this. Payments will continue until the child is at least 16 years old.

Your local job centre or post office will provide claim forms and you will need to submit these with your child’s birth certificate, which will be returned to you. The benefit will then be paid directly into your bank or building society account or by cheque. Payments are usually made once a month but single or low income parents can claim weekly payments.

Free NHS prescriptions and dental care

During your pregnancy and for 12 months after the birth of your child, you are entitled to free NHS prescriptions and NHS dental treatment. Your child also qualifies for free prescriptions until they reach the age of 16. Your doctor or midwife can provide the necessary forms.

Child Tax Credit

Most parents – even higher rate taxpayers – are eligible for monthly Child Tax Credit payments in addition to any Child Benefit. The opportunity to claim this tax credit is often overlooked by parents but nine out of 10 families qualify for it.

The value of the credit depends on how much you earn and payments are slightly higher for children under the age of one. As with Child Benefit, you should start claiming the Child Tax Credit within three months of your child’s birth.

Working Tax Credit

Aimed at those on lower incomes, you don’t even need children to claim this tax credit but it could provide a useful boost to parents. To be eligible, you need to be working at least 16 hours a week or on maternity leave from paid employment where you usually work for more than 16 hours per week. Payments are usually made through your salary, although it can be paid directly to self employed workers.

The value of this credit depends on how much you earned in the tax year before you apply plus the number and age of your children and whether you pay for registered childcare. It may be increased to help you pay for a registered childminder, nursery, play scheme or out of school club and could cover up to 70% of the costs so is well worth having.

With all tax credit claims, the Inland Revenue Tax Credit Helpline can confirm your eligibility and how much you will receive and also send you the relevant forms. Call 0845 300 3900.

The Child Trust Fund

This is designed to give children a head start and will come into effect in April 2005. Every child born on or after 1 September 2002 will be sent a voucher for £250 to be invested in a special savings account called a Child Trust Fund. Children from low income families will receive £500. Parents, families and friends can top up the fund by as much as £1,200 a year tax-free. The money will be made available to the child when he or she reaches the age of 18. Child Trust Fund accounts are available from banks, building societies and other financial organisations.

Other benefits

In addition to the ones highlighted, there are many other benefits available to parents, depending on their circumstances.

> If you’re looking for work or managing on a very low income, you can apply for Income-based Jobseekers Allowance.

>If you are working part-time or are not able to look for work whilst pregnant or nursing, you may be entitled to Income Support.

There are also various grants or loans available from the government’s Social Fund for those under exceptional financial pressure plus free vitamins, milk, formula milk and help with the cost of getting to and from hospital for antenatal care.

Financial experts at the Children’s Mutual have put together The Essential Guide to Money for Parents , a straightforward booklet to help parents understand their benefit entitlements. The guide covers benefits in detail and provides contact details for relevant agencies.

‘The fact that some parents aren’t claiming all the benefits they’re entitled to means they are missing out on what could be an important addition to their monthly income,’ explains David White, Chief Executive of The Children’s Mutual.’ We are encouraging parents to claim what has been allocated for them to help with the family finances.’

Since October 2004, the guide has formed part of the Pregnancy Welcome Pack from Global Baby Marketing, which contains free gifts and coupons. It is presented to expectant women through hospital scan units and antenatal clinics. Parents can also request a copy by calling 0500 800 830.

Source: http://uk.biz.yahoo.com/womanandmoney/benefitstomothers.html

HUGE  VIRUS COMING ! PLEASE READ & FORWARD !

Hi All,

I  checked with Norton Anti-Virus, and they are gearing up for this virus! 

I checked Snopes, and it is for real. Get this E-mail message sent  around to all your contacts ASAP.

PLEASE FORWARD THIS WARNING  AMONG YOUR FRIENDS, FAMILY AND CONTACTS!

You should be alert  during the next few days. Do not open any message with an attachment  entitled ‘POSTCARD FROM HALLMARK, ‘regardless of who sent it to you. It is  a virus which opens A POSTCARD IMAGE, which ‘burns’ the whole hard disc C  drive of your computer.

 This virus will be received from someone  who has your e-mail address on his/her contact list. That is the reason  why you need to send this e-mail to all your contacts. It is better to  receive this message 25 times than to receive the virus and open  it!

If you receive a mail called’ POSTCARD,’ even if it is sent to  you by a friend, do not open it! Shut down your computer immediately. This  is the worst virus announced by CNN.

It has been classified by  Microsoft as the most destructive virus ever. This virus was discovered by  McAfee yesterday, and there is no repair yet for this kind of virus. This  virus simply destroys the Zero Sector of the Hard Disc, where the vital  information is kept.

COPY THIS E-MAIL, AND SEND IT TO YOUR  FRIENDS.

REMEMBER: IF YOU SEND IT TO THEM, YOU WILL BENEFIT ALL OF  US

 Once you choose print, choose “Properties” then “Job Storage” tab, you can then select “Personal Job” and select “PIN to print” and provide a pin which you enter at the printer to collect your job.

 You collect it by entering the menu – using the green button and selecting “retrieve job” – fairly straightforward using Green button and up and down cursors.

 Alternatively you can be hot of your heels to beat me (or others) each time to the printer.

 Let me know if you want a demo.

Postal Scam:

Can you circulate this around

especially as Xmas is fast approaching – it has been confirmed by Royal Mail. The Trading Standards Office are making people aware of the following scam:

A card is posted through your door from a company called PDS (Parcel Delivery Service) suggesting that they were unable to deliver a parcel and that you need to contact them on 0906 6611911 (a Premium rate number).

DO NOT call this number, as this is a mail scam originating from Belize .

If you call the number and you start to hear a recorded message you will already have been billed £315 for the phone call.

If you do receive a card with these details, then please contact Royal Mail Fraud on 020 7239 6655.

GetDiscountCodes.co.uk is proud to announce that they have got some of the best retailers of UK High street and Online Market. Please check http://www.getdiscountcodes.co.uk/ for the following discount codes.

1.   asos discount codes AKA asos voucher codes AKA asos discount vouchers
2.   argos discount codes AKA argos voucher codes AKA argos discount vouchers
3.   dixons discount codes AKA dixons voucher codes AKA dixons discount vouchers
4.   currys discount codes AKA currys voucher codes AKA currys discount vouchers
5.   pc world discount codes AKA pc world voucher codes AKA pc world discount vouchers
6.   next discount codes AKA next voucher codes AKA next discount vouchers
7.   tesco voucher codes AKA tesco discount codes AKA tesco discount vouchers
8.   asda voucher codes AKA asda discount codes AKA asda discount vouchers
9.   comet voucher codes AKA comet discount codes AKA comet discount vouchers
10.   pizza hut voucher codes AKA pizza hut discount codes AKA pizza hut discount vouchers
11.   Nike Store voucher codes AKA Nike Store discount codes AKA Nike Store discount vouchers
12.   Debenhams voucher codes AKA Debenhams discount codes AKA Debenhams discount vouchers
13.   Beanbagbazaar voucher codes AKA Beanbagbazaar discount codes AKA Beanbagbazaar discount vouchers
14.   Kitchen Science voucher codes AKA Kitchen Science voucher codes AKA Kitchen Science discount vouchers
      
         
To receive more information on becoming one of the many businesses listed on http://www.getdiscountcodes.co.uk contact M Chowdhury at East Ham, London, E6 1JS or by e-mail at mkmaz@live.co.uk and he will be happy to get your business started with discount vouchers to bring more customers to your business which helps your businesses revenue and the state of the economy.

GetDiscountCodes.co.uk lists great discount codesand coupons from stores and shops across the UK, making Get Discount Codes a sites to visit in order to save money when buying almost any product.

The financial crisis is pushing people to find ways to save or to use their money in cleverer ways. Using a site like Get Discount Codes could reduce the excesive spending in several product.

The website is divided into straightforward categories and each category has its own offers. The site was built to be as user-friendly as possible, and easy to navigate. One of the main goals of the sites is to deliver a great experience for users, as Reynold Morrisons states: “We were helping the owners of the site to remember the sites in the 90’s when search engine optimization was not a goal or a competition against the search engines. We are totally focused on our visitors; the site has been designed doing several split tests in order to offer the best experience for users”.

Online shopping using discount codes has become increasingly popular in the UK in recent years, It is estimated that 10% of shoppers utilise coupons and vouchers. With users saving up to 50% on purchases, this number could increase in coming years.

One of the best things to do would be to bookmark or social bookmark the site in order to have access to it from anywhere. Using a social bookmarking site such as StumbleUpon or Digg could save time and effort trying to find a discount code or remembering the name of a particular site.

Despite the difficult economic times, Brits still need to shop and it is the logical step to use discount codes or voucher codes to enjoy savings on a product or service.

Get Discount Codes is giving their visitors exclusive offers only for this month. Get Discount Codes is a UK based site, where people find discounts, promotions and offers.

Press Release Submission By PressReleasePoint

Contact:
Mark Thompson
GetDiscountCodes
23 Westbury House
Westminster
London,UK, W1C 34C
0207-752-6366
jguidoevans@gmail.com
http://www.GetDiscountCodes.co.uk

How many times you would have wished to find all live discounts offered being listed at one place. That would have enabled you to just go to the list and select the best possible deal. www.getdiscountcodes.co.uk is one such place where you can find all possible live discount offers.

The concept is no doubt great but the execution of the idea also is great. If you are the one who is trying to steal the best possible deal in any area then you would soon be a frequent visitor to this web portal.

There are categories for everyone. If you are an art lover, a tourist, an auto freak, a sports enthusiast, a geek, a house keeper, a life stylist or for that matter just anybody. The place has something for everybody. All deals are genuine and bring about attractive offers. In addition to the classification which has been made based on area of interests, there is another classification which is on the basis of type of discounts like the latest discounts, latest deals, printable discounts etc. The navigation of the site is so good that it becomes very easy to zero in on to the specific area of interest and close the deal. Site has been doing a good service for both service providers, retailers as well as the buyers. Voucher codes can be found by category mentioned in the left menu. Voucher codes  have been categorized based on specific areas of interests like Art, Books and Subscriptions, Business Services, Casinos and Gambling, Catalogues and Stores, Charities, Clothes and Accessories, Competitions, Computer, Dating, DIY, DVD and Video, Electricals, Entertainment, fancy Dress, Finance , Flowers , Food, Health and beauty, Home, Jewellery, Mobiles and lots more. Then for each category there are Discount codes listed based on their freshness. The listing is there for only last five days. Then there are Promotional Codes which are available for each category. These are sort of inaugural discounts and are available only as a promotional offer. Retailers offer many ways to invite the buyers. Promotional Discount Vouchers for Promotional Discount Codes can be easily found on the web portal.

For More Informations Contact
GetDiscountCodes.co.uk
Harrow Road,
East Ham.
London,E6 1JS
Email-mkmaz@live.co.uk
Website- http://www.getdiscountcodes.co.uk/